Trucking and Transportation

Transportation companies require a comprehensive protection plan that covers the general basics to the imperceptible. There are unique requirements that are specific to single-truck operations, as well as transportation networks.

In addition to general liability coverage, transportation companies require liability, cargo, and workers' compensation coverage. Wagley Agency Insurance Group has the knowledge and expertise that will help guide you through the federal and state regulations that determine coverage minimums in each of these areas in order to protect the public, your employees, and the shippers. Whether you are an established trucking firm or just starting out, contact Wagley Agency Insurance Group to obtain a customized insurance program to fit your transportation operation.

Wagley Agency Insurance Group prepares insurance solutions and policies that provide a barrier of protection for your commercial transportation and trucking business and is comprised of the following:

• Comprehensive understanding of your transportation business and protection goals
• Proactive assessments of how your trucking business may evolve
• Commitment to balancing cost-reduction and strategic protection
• Providing world-class consultative guidance and service

Here are the coverage options for commercial trucking service operators or transportation companies:

• Trucking Insurance: commercial auto policy designed to address the needs of the "for-hire" motor carrier (i.e., trucking). Available coverages include auto liability, trailer interchange, and auto physical damage.
• Commercial and General Liability Insurance: provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries.
• Motor Truck Cargo Insurance: provides coverage for physical loss to covered property while in transit and while loading or unloading. It covers property while at a terminal or dock awaiting final distribution.
• Physical Damage: insures against damage to the insured's truck. Coverage is provided for damage during a collision, vandalism, fire, or due to theft.
• Non-Trucking Liability (Bobtail): covers property damage or bodily injury in the event of an accident when the driver/truck is not under dispatch and during personal time.